The Encyclopedia Site

School physicals To celebrate National Community Health Centers Week, Community Health is offering a special rate for school and sports physicals. Through Sept. 1, the physicals will cost $25 - or less for those who qualify for further cost reductions. The usual charge is $71. The physicals are offered from 10 a.m.- noon and 3-8 p.m. weekdays at Community Healths Immediate Care Clinic, 2858 International Circle. No appointments are necessary. For information, call 630-6440, Ext. 6363.
For women only Women can learn about heart disease, menopause, infertility and other health issues at a Womens Health Fair, 10 a.m.-2 p.m. Saturday at Chapel Hills Mall. Sponsored by Memorial Hospital, the health fair will include $5 bone-density screenings for osteoporosis for the first 400 women. Women also may talk to a nurse about breast self-exams.
Medical coverage for seniors STRONG POINTS: major medical/surgical services, cancer and heart care, rehabilitation services WHAT IS NEEDED: more primary-care physicians in general, geriatricians in particular, and doctors who will accept Medicare patients (problems that also face many U.S. communities) THIS SAYS IT ALL: “If you move aging parents to this community, the No. 1 block is that they dont have a primary-care doctor.” - Max Morton, director of prevention and wellness services for Penrose-St. Francis Health Learning Center.

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Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.
There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.

Ventura Real Estate

FishAt least 20,000 species of fishes live in the worlds lakes, streams, estuaries , and oceans. Adult fish may be very small, such as the guppies that many people keep in their home aquariums, or extremely large, such as whale sharks that can weigh over 15 metric tons and reach 12 meters (about 40 feet).
Shadows seen in the deep red
At odds with the current despondency surrounding the white fish industry, Highlands CorrespondentAlan Crawford finds signs of hope on the horizon for the communities tied to the sea Out of Aberdeen on the road to Peterhead a thick, salty haar descends upon the countryside, obscuring the boundary between land and sea in this northeast stronghold of Scotlands fishing fleet. But there are signs that the age-old association between the region and its fishing heritage may be adrift. Incomes are falling and recruits to the industry are at such a low level that it is difficult to get crew. After much hand wringing over European Commission cuts imposed in February on the number of days whitefish trawlers can spend at sea, 177 boat owners have applied to decommission their vessels. Last week European fisheries Commissioner Franz Fischler announced his plans for an extension of the cod recovery scheme in the North Sea for up to 10 years, signalling many more years of restrictions on Scottish boats fishing efforts.

Playa del Carmen fishing

For the past several years printing technology has been radically changing the printing industry, and while many printing companies are reluctant to invest in new, state-of-the-art equipment and software out of concern for their return on investment, Print Tech believes it is essential. Print Tech has always considered itself a leader in the quick printing area, and to grow within that arena the company understands that it must evolve within the industry. With that understanding, Print Tech is now offering its customers PrintFLEX(TM), a Web-to-print document customization technology. Print Tech has been working on this technology for the past two years and invested millions to bring its clients to the cutting edge of customized business and marketing communications. “Print Tech has developed PrintFLEX(TM), a technology that will set the benchmark for all print marketing customization, or as we like to say variable data printing on steroids,” says Russell Evans, CEO. “With traditional print, direct marketing returns of .5% to 2% are the norm. PrintFLEX(TM) customization, however, has proven results 10 times the norm and has seen response rates of over 20%. Its about helping our customers market and communicate more successfully to their current and potential clients.”
[Graph Not Transcribed]”I urge you to think about your business plan,” says Charlie Corr, director of the research group CAP Ventures. Before continuing, he pauses just enough to drive the point home to a small crowd of printing business owners. “Working with print service suppliers, I would say that in general you are optimistic by nature, which is a good thing. If you are in business and you are an entrepreneur youd better be optimistic.”

Self Inking Rubber Stamps

TrueHa Software, Inc. a leading technology provider for scheduling
solutions, today announced the signing of a four (4) year exclusive
marketing agreement with FindaLesson.com. “We are extremely excited about our new relationship with
FindaLesson.com and pleased that we can compliment their existing
product offerings with our technology,” remarked Don Collins,
President of TrueHa Software. “This will certainly benefit both
companies, but most importantly it will provide a true advantage to
golf professionals and golf students. Finally, a student can
schedule their lesson when they want to, 24 hours a day.”
Deciding to take some golf lessons is easy enough. Any medium-size city has at least a dozen qualified instructors. But how do you find the right teacher for the job? Lessons can cost $100 an hour, so its important that you make a good decision. Most people start with three criteria–cost, reputation and convenience. Those are considerations, but secondary ones. These things should be most important to you:
ERNIE Els maintained his two-shot lead over Richard Kaplan after the third round of the Alfred Dunhill PGA. His round was an object lesson in accuracy for Nick Faldo who earlier this week missed the cut. As in the second round Els carded a 69 that included five birdies and two bogeys to put him on 11 under par 205. “I couldnt quite make the score I wanted. But I kept the ball in play, and stuck to my game plan,” said the South African.

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ORLANDO, Fla.–(BW HealthWire)–Feb. 27, 1998–American Academy of Dermatology Conference Booth #613– Apogee by Cynosure(R) Benefiting Patients Physicians To be Introduced at AAD show February 27 - March 3 in Orlando, Florida
By far, aesthetic lasers were the most popular topic at this years ASLMS gathering. More than 1,000 attendees packed into sessions focused on hair removal, leg veins, and skin rejuvenation techniques. Of these topics, hair removal clearly garnered the greatest amount of attention. Physicians, manufacturers, and entrepreneurs are intensely interested in the financial payoff related to this rapidly growing application. There are at least 15 manufacturers in the world supplying light-based hair removal systems. Collectively, these companies have installed more than 3,000 units, according to Medical Laser Insight. Worldwide, MLI projects that 1,500 laser hair removal systems will be sold this year, generating about $120 million in revenues for these manufacturers. This sales volume is expected to increase to 1,800 units in 2000, albeit at lower average selling prices due to competitive pressures. In terms of an installed base of customers, ESC Medical Systems (Needham, Massachusetts) has the largest number of units in the field. ESCs hair removal system customer base is estimated at 600 units. However, Candela (Wayland, Massachusetts) produces the greatest sales volume at this time, due to an extremely successful alexandrite laser product with cryogen cooling. Candelas installed base is approximately 500. Coherent Medical (Santa Clara, California) offers another best-selling hair removal laser. About 375 of these LightSheer diode laser systems have been shipped over the past 18 months.

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The American College of Obstetricians and Gynecologists has issued a committee opinion (similar to a position statement) on vitamin A supplementation during pregnancy. The statement urges that it is essential that obstetrician-gynecologists recognize the possible health hazards of excessive use of vitamin A supplements prior to conception or during early pregnancy. Concerns have been raised in Europe about the possibility that a pregnant woman might obtain a potentially teratogenic dose of vitamin A by eating liver. Some samples of calf liver from Europe have been found to contain extraordinarily high levels of vitamin A. Retail samples from US markets, however, appear to contain much lower levels of the vitamin and would not be expected to be toxic. Because dietary vitamin A intakes in the US are generally adequate, routine vitamin A supplementation during pregnancy is not recommended. If supplements are taken, a dose of 500 IU/day should be considered the maximum intake prior to and during pregnancy. Most prenatal vitamin preparations contain 5000 IU or less, but some over-the-counter products contain 25,000 IU or more. Women who are or may become pregnant and who are using high doses of vitamin A supplements should be cautioned about the potential teratogenicity.
Some research has shown that daily consumption of multivitamin supplements by HIV-infected pregnant women resulted in significant reductions in the risk of LBW, severe preterm birth and fetal loss and also improved the immunologic profile of the mothers. In another study, vitamin A supplementation during pregnancy was found to reduce the risk of preterm delivery among HIV-infected women. To investigate this topic further, a recent study examined the effects of multivitamin and vitamin A supplements on weight gain during the pregnancy of HIV-infected women. Between April 1995 and July 1997, pregnant women who were receiving prenatal care and tested positive for HIV infection at one of four clinics in Tanzania were invited to participate in the study. Each woman was assigned to one of four regimens: multivitamins (thiamine, riboflavin, niacin, folic acid, and vitamins B-6, B-12, C and E), vitamin A, multivitamins including vitamin A or placebo. The women took these oral supplements daily and were weighed monthly until the end of their pregnancy. The results are based on a sample of 957 women. The estimated average rate or weight gain during the second trimester was 306 g/week and was significantly higher than that of the third trimester, 247 g/week. Supplementation with multivitamins significantly increased weight gain during the third trimester and also showed a positive effect on the rate of weight gain particularly after week 26 of gestation. By week 36, mothers receiving multivitamins were gaining an average of 39 g/ week more than women not receiving multivitamins. During the third trimester, multivitamin supplements resulted in significantly reduced risks of low total weight gain, weight loss and low rate of weight gain. Vitamin A supplements did not have a significant effect on weight gain outcomes overall or during the third trimester. However, there was a positive, significant interaction between vitamin A supplements and multivitamins during the second trimester. Women receiving both supplements had a 29% lower risk of low total weight gain than did women who received multivitamins alone.
An editorial in the British Medical Journal has briefly reviewed the evidence on the importance of two vitamins during early pregnancy — folic acid, which can prevent some birth defects, and vitamin A, which can cause birth defects if consumed in excessive amounts. It is now accepted that vitamin A in sufficient doses is teratogenic in humans, although its carotenoid precursors are not. A recent human study has suggested that the maximum safe dose of vitamin A may be no higher than 10,000 to 15,000 IU/day. Although this conclusion has been widely challenged, it seems sensible to err on the safe side until further work is done. The author of this editorial, who is Director of the International Centre for Birth Defects, recommends that women who are planning a pregnancy or have very recently become pregnant should seek medical advice about using supplements. The simplest course of action is to take only folic acid at a dose of 0.4 mg/day. Women who wish to take multivitamins should be sure that their supplement contains between 0.4 and 1.0 mg/day of folic acid and not more than 5000 IU/day of vitamin A.

Pregnancy Vitamin

NOTE: ADDITIONAL OBITUARIES ARE AVAILABLE ON GAZETTE.COM Electrician, five-year Colorado Springs resident. Survived by his wife, Dorothy; and a son, Steve. Evergreen Funeral Home.
LESLIE J. “LES” WILLIAMS Mr. Williams, 62, a lifelong Colorado Springs resident, died Nov. 23, 1999, in Colorado Springs. He was retired from the city of Colorado Springs. Mr. Williams was born Feb. 13, 1937, in Colorado Springs. He is survived by a brother, David; three sisters, Eleanore Smith, Barbara Haverty and Brenda Abbott.
NOTE: ADDITIONAL OBITUARIES ARE AVAILABLE ON GAZETTE.COM Electrician, Colorado Springs resident. Survived by five sons, Chris, Chuck, Ken, Tim and Allen; and three daughters, Karen, Bonnie and Debbie. Cappadonas Family Funeral Home.

Colorado Springs Electrician

TRAVELERS REST, S.C. — Ken Gallagher has been named vice president of sales for TS Brass and Bronze Works Inc. In his new position, Gallagher will be responsible for leading all sales activities for TS. Ken has been a key part of our success, and we are pleased to promote him to this vital position, said Eva-Marie Fox, vice president of marketing for TS, a commercial plumbing manufacturer based here. TS has provided equipment solutions to the foodservice, plumbing and pet markets since 1947.
Grant application draws support from businesses, schools. Go Topeka, Heartland Works, two schools and 15 major companies have collaborated on a grant proposal seeking $2.9 million for job training in Topeka.
THERES something for everyone at San Francisco International Airport. The sprawling complex is like a city within a city. Small wonder, then, that even mans best friend has a place at SFO. That vital venue would be located in a courtyard nestled between the new international terminal and the United Airlines domestic terminal. Call it a traveling poochs personal paradise. Its a well- tended spot where a canine (or, perhaps, a well-trained cat) can do its business without offending folks or requiring a quick and embarrassing indoor cleanup.

Pet Travel Equipment

(Received April 1, 2003; accepted July 14, 2003)Key words: Flip-chip, electronic speckle pattern interferometry (ESPI), finite-element modeling (FEM), stress-strain curve, bulk solder, reliability
OPTP offers competitive pricing on the Swiss Exercise Balls including the Burst Resistant Quality. OPTPs Swiss Exercise Balls provide a low-impact workout while improving cardiovascular endurance, reducing stress, burning fat and improving posture. The balls provide a total body workout and can be used for core stability as well as strengthening and stretching. OPTP also offers books and videos on using the balls.
The ball-on-rod rolling contact fatigue (RCF) tester (1) is an element tester which is used to evaluate the RCF properties of materials, primarily steels, for bearing applications. In order to produce test results in a reasonably short period of time, the load imposed on the steel test rods is much higher than that typically experienced in actual bearing applications. The standard test condition, set forth by Glover (2J, results in a calculated Hertzian contact stress of 5.4 GPa. This high contact stress causes plastic deformation of the test rods. In addition to the ball-on-rod RCF Tester, many other accelerated RCF test rigs use high contact stresses to reduce test time. For example, the flat washer tester is operated at a contact stress of 4.1 GPa (3), the Rolling Contact (RC) rig at 5.4 GPa (4) and the Ball on Cylinder rig at 5.9 GPa (5). While these machines and test conditions are widely used, the use of the high stress conditions have been questioned as being too high for correlation to full-scale bearing tests that are commonly in the range of 2 - 2.7 GPa (300 - 400 ksi) (6)-(8). Zwirlein and Schlicht (6) felt that tests performed at high stress levels can lead to improper conclusions on how a material will respond at lower stress levels. The deformation occurring at the higher stress levels was felt to alter the residual stress state of the material and thus, influenced the test results. Lorosch (7) felt the plastic deformation occurring at the higher stress reduced the life exponent, compared to that obtained at lower stresses. Thus, data generated at contact stresses that created plastic deformation could not be compared to that generated at lower contact stresses.

Promotional Stress Balls

The aim is only to allow diplomats to carry out their functions with security and confidentiality, and also to recognise diplomats function as representatives of their country. It does not grant them freedom to flout local law, although they may be immune to local jurisdiction to enforce such laws. Contrary to a widespread belief, a diplomatic mission is not “extra-territorial”: it is, however, given the protection of inviolability within the receiving state. This rule refers to its premises and diplomatic dispatches. But all privileges and immunities are solely directed towards facilitating performance of diplomatic missions.
A PATENTLY PERFECT PROFESSION Still, another option intrigued her-a law career. “I decided I wanted an entire change,” says Feeman, now a patent lawyer for the Silicon Valley law firm Howrey Simon. At the time Feeman looked at the move not as the next step in her engineering career but as a clean break, she says. In fact, she hadnt even planned on specializing in patent law, a route commonly taken by engineers because it allows them to apply their technical skills to the law. Feeman initially preferred more “touchy-feely” law and viewed patent law as merely a fall-back option. As a student at Boston College Law School, she developed a passion for civil rights and public interest work, and outside the classroom became involved in the petition process to get clemency for some battered women who had murdered their husbands.

ICBC Claims

DEDUCTIBILITY Of Home Mortgage Points Points are paid by a borrower to a lender as a prepaid interest charge for the loan in the year the loan is made. This article discusses the general deductibility of points for home mortgage loans, with special attention on refinancing loans.
Business Editors Roslyn National Mortgage branches will offer additional products as part of one of the countrys largest home mortgage lenders
McLEAN, Va. (Bloomberg) — U.S. 30-year fixed home mortgage rates fell this week as the economy continued to grow at a steady pace with low inflation. The average rate on a 30-year fixed mortgage decreased to 7.53 percent in the week ending Sept. 5, from 7.58 percent the previous week, Freddie Mac said Thursday. “Mortgage rates were down slightly with no compelling economic news to move the bond market,” said Robert Van Order, chief economist at Freddie Mac.

Seattle Reverse Mortgage

12 supplements that help us stay young and healthy Do you know what epigallocatechin is? Or singlet oxygen and peroxynitrite? Ever heard of alpha-lipoic acid and ORACs? This seemingly foreign language is the key to your health. But it doesnt have to be foreign. What are these invisible friends and foes anyway? Without the right protection, the Tin Man in the Wizard of Oz would have rusted away. And without antioxidants protecting us from the relentless attack of free radicals, we would rust on the inside, develop disease, and die young. While practically everyone wants something free, you certainly dont want these. Free radicals are vicious molecules missing an electron in their outer shell. Most are toxic forms of oxygen molecules. These unstable gangsters steal electrons from healthy cells, rendering them “biologically rusted,” damaged, or destroyed. Free radicals spawn from environmental pollution, toxins, pesticides, chemicals, sunlight, radiation, food, drink, and metabolic activity in the body. These injurious free radicals destroy living tissue and fluids. They rapidly accelerate the aging process, severely damaging the ability of the immune system to battle unwanted pathogens (e.g. bacteria, viruses, and parasites) that enjoy invading your body. According to noted biochemist Richard Passwater, Ph.D., free radicals are “biological terrorists” of the human terrain.
Baby boomers across this nation are now seeking the health care expertise of anti-aging doctors to provide very early detection, as well as effective treatment, to help them live long and fulfilling lives. Anti-aging is advanced preventive health care. The therapies employed in anti-aging are quite compatible with the wellness philosophy of chiropractic. Anti-aging diagnostic and treatment protocols can be readily integrated into the chiropractic practice. More than 80 percent of antiaging medical diagnostics and therapeutics can be accomplished by a doctor of chiropractic. The chiropractic practice can offer the full complement 100 percent if they partner with an MD or DO. In regard to diagnostics, a hallmark of anti-aging medicine is the assessment of biomarkers of aging. Various technologies are utilized to ascertain “biological age,” the performance of the bodys cells, tissues and organs. These may include one or all of the following:

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The aim is only to allow diplomats to carry out their functions with security and confidentiality, and also to recognise diplomats function as representatives of their country. It does not grant them freedom to flout local law, although they may be immune to local jurisdiction to enforce such laws. Contrary to a widespread belief, a diplomatic mission is not “extra-territorial”: it is, however, given the protection of inviolability within the receiving state. This rule refers to its premises and diplomatic dispatches. But all privileges and immunities are solely directed towards facilitating performance of diplomatic missions.
Law The Garden City firm of Scully, Scott, Murphy Presser named Michael Petrocelli an associate in the firm. He is a mechanical engineer. Petrocelli had been a test engineer at Grumman Aircraft Systems.
Erin Kvistad has joined the law firm of Hoge, Fenton, Jones and Appel as Of Counsel to its business and transaction group. She is based in the firs Pleasanton office, where she represents a number of leading Tri-Valley companies. Placer Title Co. in Roseville has appointed Jim Johnston president. Johnston has been with Placer Title for 20 years. Most recently he has served as manager of the Sacramento and Sutter/Juba divisions.

Toronto Injury Lawyer

A list of mortgages filed with the Oklahoma County Clerks office is published daily in The Journal Record. Information listed for each mortgage includes book and page numbers, names of the mortgagor and mortgagee, mortgage loan amount, property description, and (when available) the propertys street address. Listings of mortgagor and mortgagee do not necessarily include all those party to the transaction. B 7377 P 1867 — Willie Wood to Mortgage Link Corp dba MLC Mortgage Corp, $644,000, L1, pt L2 Oak Tree Addn, Edm; 1401 Oak Tree Drive, Edmond OK 73003.
A list of mortgages filed with the Oklahoma County Clerks office is published daily in The Journal Record. Information listed for each mortgage includes book and page numbers, names of the mortgagor and mortgagee, mortgage loan amount, property description, and (when available) the propertys street address. Listings of mortgagor and mortgagee do not necessarily include all those party to the transaction. B 6897 P 1138 — Walnut Gardens Associates Limited Partnership to Berkshire Mortgage Finance Corp, $4,200,000, pt SW4 Sec 28 T12N R4W IM.

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Cox Communications has created a new 24-hour channel for local real estate listings in Oklahoma. The GoScout Homes channel will broadcast listings from real estate agents in Oklahoma markets served by Cox, said Dave Bialis, president and general manager of Cox Oklahoma. “This is also a wonderful and cost-efficient new advertising vehicle for real estate professionals,” he said.
Continues Relationship Established in 2001; Affiliates Will Capitalize on Interactive Marketing Services Technology differentiates Prudential Real Estate and were constantly looking for ways to enhance our online position and drive more business to our affiliates, said Laurie Keenan, president, Prudential Real Estate Affiliates, Inc. Our objective is to diversify our Web partnerships, maximize our search exposure and multiply functionality and services for our brokers, sales professionals and customers. Weve had a wonderful partnership with Prudential Real Estate Affiliates, Inc. since 2001 and we are excited to have the company participate in our new listings program, said Michael Yang, vice president and general manager of Yahoo! Real Estate. Each year, a growing number of users turn to the Internet and Yahoo! Real Estate as their first stop for real estate information and listings. In working with Prudential Real Estate, we can offer a national footprint of listings offered through interactive, content-rich services.
Business Editors Inland Real Estate Corporation today announced that the New York Stock Exchange has authorized the listing of the Companys common stock on the Exchange. The Company anticipates that trading in its shares on the NYSE will begin on June 9, 2004.

Real Estate Listings

Teaching our children how to be safe as they head back to school.The end of the summer means that its back to school time for children on and off base. Its also time for parents to sit down with their children and review safety rules to help ensure an accident-free school year. You know the importance of constantly reviewing safety regulations as a member of a flight team or ground crew. Instill that same awareness of safety in your children. Here are some important points for you and your child to discuss.Many of our children ride a bus to school every day, so its important for your child to know how to behave in and around a school bus. School bus-related crashes killed 164 persons and injured an estimated 18,000 persons nationwide in 1999 according to the National Highway Traffic Safety Administration. Of the persons injured in school bus related crashes from 1994 to 1999, about 44% were school bus passengers, 9% were school bus drivers, and another 43% were occupants of other vehicles.
Organizational climate differs from culture in its lack of permanence and stability. The safety climate in particular, is a snapshot of employees perceptions of a current environment or prevailing conditions, which impact upon safety (Mearns et al., 2000). Based on common themes in various definitions of safety climate. Wiegmann et al. (2002) derived the following definition of safety climate: [ILLUSTRATION OMITTED] Safety professionals and organizational leaders cannot overlook the importance of safety climate within their organization. The safety climate can fluctuate with real-time influences, such as new leadership, organizational changes, and environmental impacts. Safety managers, and corporate managers in general, must be vigilant for climate changes, realizing the constant fluctuation. Through diligence and effort, the climate can possibly be controlled with incentives, training, and participative process. At the beginning of this chapter, the quote from General Eberhart pointed out that risk is inherent to an organization; the safety challenge is to identify hazards, eliminate or mitigate risks, and make smart decisions on what risks we will and will not accept. This applies to everyone and every activity, and determines if we are safe enough. Risk management requires prevention methodology: identify hazards, report them to appropriate people, assess the risks, choose the best solution, and monitor. Sometimes we must accept risk, but must accept it at the right level–strategically, operationally or individually. In managements effort to win the risk game, sound organizational structure and solid corporate processes that achieve prevention methodology will, in the end, effectively manage organizational risks, and provide a comforting answer to the question, Are we safe enough?

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by Fafco Features: complete system available in one package; increases swim season four to six weeks in the spring and fall, per manufacturer; designed to raise water temperature up to 10 degrees or more Offerings: early-buy programs; POS materials: ]O-year warranty Contact: Fafco Inc., Chico, Calif. (800) 994-7652; Booth 1342
ELK RIVER, Minn.–(BUSINESS WIRE)–March 23, 1998–SolarAttic, Inc. announced today that it has signed an agreement with DG Sales based in San Diego, California. DG Sales will serve as a manufacturers representative for SolarAttics pool heaters in San Diego and Orange counties. Sales information for both counties may be obtained by contacting either Doug Wolf or Gary Mayer at (800) 449-9653.
by Enersol Solar Products Features: solar pool heaters are designed for all pools; easy to assemble, ship, customize and repair, per maker Contact: Enersol Solar Products Inc., Campbellville, Ontario, Canada (800) 884-6444

Solar Pool Heater

The things some people will do for a white Christmas.
Monday May 5, 2003 will go down in history as a day to remember in employment law. It was the day the long-debated amendments to the Health Safety in Employment Act finally came into effect. Why is this new legislation so important? The term “workplace stress” took on a whole new significance, with new obligations for employers, and potentially serious financial consequences for those who ignore them. Workplace stress is no longer simply a sad fact of life. It is now an officially recognised and legislated “workplace hazard”, with the amendments extending the definitions of “harm” and “hazard” to include physical and mental harm caused by work-related stress. A cursory reading of the new legislation might be enough to instantly treble employers workplace stress, but a deeper understanding goes some way to restoring mental equilibrium. The Occupational Safety and Health booklet, Healthy work, Managing Stress in the Workplace, tells employers that “there is only a requirement to manage work stressors or the individuals stressed situation where you can be reasonably expected to know about the stress. Even then the obligation is only to do what is reasonably practicable in the circumstances.”
School physicals To celebrate National Community Health Centers Week, Community Health is offering a special rate for school and sports physicals. Through Sept. 1, the physicals will cost $25 - or less for those who qualify for further cost reductions. The usual charge is $71. The physicals are offered from 10 a.m.- noon and 3-8 p.m. weekdays at Community Healths Immediate Care Clinic, 2858 International Circle. No appointments are necessary. For information, call 630-6440, Ext. 6363.

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Camilla Parker Bowles backed fox hunting by riding with the Duke of Beaufort Hounds, which is also a favourite with the Prince of Wales.
By Lindsey Geisler The Governors Annual Easter Egg Hunt was anything but a sure bet this year. Storms that raged Friday night threatened to continue into Saturday. That would have forced the event to move to a downtown parking garage where candy would have been handed out.

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Hafele America Co. Hafele says its U-Furniture allows for creative and innovative furniture designs. The sliding door fittings are designed in L and U shapes which can be either wall-mounted (L) or freestanding (U). This furniture is fitted with an I aluminum track with no hardware visible. A dampener can also be added to soften the sound of the doors.
BARIATRIC FURNITURE

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Health Alliance Medical Plans last month announced its coverage of two over-the-counter drugs formerly available by prescription only: Wyeths Alavert and Procter Gambles Prilosec OTC. Health Alliance will require members who have prescription drug benefits to obtain a written prescription from their physicians for the new over-the-counter drugs in order to receive coverage. The news at Health Alliance follows Medco Health Solutions expansion of its Generics First program in June to include Wyeths analgesic Advil and allergy remedy Alavert.
October 18, 2007 Homeland Security Presidential Directive/ HSPD-21 Subject: Public Health and Medical Preparedness

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TRAIN users face more commuter chaos after drivers threatened a series of 24-hour strikes over safety. The 190 staff with Thameslink, which operates services in London, East Anglia and the Midlands, are protesting against single-operator trains without guards, which they claim put passengers at risk. Drivers are to be ballotted on Tuesday and their union ASLEF is confident they will vote in favour of strikes.
The product uses high-resolution graphics, digital video and audio, 3-D animation, and interactive strategies. Employers have the option of making the course available through an Intranet or equipping individual drivers or offices with the CDROM. It is designed for use with Microsoft Windows 95 or higher. Price varies according to the number of participating drivers.

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Dr. Ayoubs selection is the result of a rigorous selection process that
includes an in depth look at the doctors collegiate and post-graduate
education, clinical skills and overall integrity. In order to be selected,
the dentist must have completed a minimum of 120 hours and three levels of
advanced clinical training from accredited post-graduate programs. “What
distinguishes our Mentors,” comments Garrett Caldwell, President of CCADS,
“is their comprehension and use of advanced clinical protocols for veneers
including all types of indirect all-ceramic and ceromer composite
restorations and their overall commitment to excellence in their
practices.”

Mentor-Instructors for CCADS have many responsibilities, including
conducting their own local study groups in their offices and instructing
nationally and internationally at seminars and live patient hands-on
programs. However, more important than their clinical duties is their
responsibility to the public and to any doctor who seeks assistance or
mentoring in the field of cosmetic dentistry.

Dr. Samir Ayoub graduated from the University of California, San Francisco
Dental School. He is a former student at the California Center for Advanced
Dental Studies (CCADS) hands-on aesthetic continuum where he is currently
the Course Director of the San Francisco program. He also instructed at
the Rosenthal Groups Aesthetic Advantage programs at NYU and London. He
maintains his private aesthetic practice in San Francisco, California.

Business Editors/Health Medical Writers SAN JOSE, Calif.–(BW HealthWire)–July 29, 2002 Dr. Nidhi D. Sikka has acquired the dental practice of Dr. David N. Bench. The practice is located opposite San Jose Regional Medical Center (formerly Alexian Brothers Hospital) in San Jose.
Dr. Aguileras selection is the result of a rigorous selection process that
includes an in depth look at the doctors collegiate and post-graduate
education, dental practice and overall integrity. In order to be selected,
they must have completed a minimum of 120 hours and three levels of
advanced clinical training from accredited post-graduate programs. “What
distinguishes our Mentors,” comments Garrett Caldwell, President of CCADS,
“is their comprehension and use of advanced clinical protocols for veneers
including all types of indirect all-ceramic and ceromer composite
restorations and their overall commitment to excellence in their
practices.”

Mentor-Instructors for CCADS have many responsibilities, including
conducting their own local study groups in their offices and instructing
nationally and internationally at seminars and live patient hands-on
programs. However, more important than their clinical duties is their
responsibility to the public and to any doctor who seeks assistance or
mentoring in the field of cosmetic dentistry.

Dr. John Aguilera is a graduate of the University of California San
Francisco and the prestigious California Academy of Aesthetic Dentistry. He
is a member of the American Dental Association, the California Dental
Association, Orange County Dental Association, the American Academy of
Cosmetic Dentistry and the Orange County Dental Academy. In addition, he
has studied throughout the country with leaders in the aesthetic dentistry
field.

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SECURITY: Hossein Eslambolchi, ATTs CTO and president of ATT Research Labs, is a big believer in packet networks, but warns that network security these days is so pitiful that a hacker today could bring down the entire Internet with 100 lines of code. Its almost impossible to scale by putting all the security at the end of the network. It just doesnt work, Eslambolchi said at last months Interop conference in Las Vegas, according to Light Reading. We need to go somewhere in between. an intelligent network with smart devices.
SECURITY: Just as Cisco Systems chief John Chambers is never short on vision, hes also never at a loss for a left-field metaphor. Speaking at a security conference last month, Chambers said that the network of the future will be so complex, thanks to mobility and collaboration, that it will need a security approach similar to the human bodys immune system. For the majority of attacks on the human body, youd never even know it occurred, Chambers said. Thats where we have to go with virtual and physical security. Weve got to move to innovative, proactive security architectures designed to open standards that will interface to each other effectively.
In addition, Marsh has teamed up with MasterCard International to assist online merchants in defending against Internet hackers. The companies will offer a set of e-commerce and financial security services.

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Upcoming pro and major amateur events PGA Tour: Nissan Open, Riveria C.C., Pacific Palisades, Calif.
Its just me on stage in the show, extolling the virtues of train- spotting. The writer, Stephen Dinsdale, met someone about 20 years ago called Gus Gascoigne, who fitted the prototype, and he wanted to immortalize him. Ive been playing the same character for over a year now and sometimes I think, why am I doing this? Then I get a second wind. There are times when I run through little sections and I feel I havent put anything into it, but then Ill find new things to spur me on. Going from place to place can be very disorientating, but at least it keeps me interested, as Ive never seen most of England before. I still get nervous, because I worry whether Im doing the character justice and then realise that its a very different experience, me doing it every night and someone seeing it for the first time. James Holmes is currently touring with Anorak of Fire at the Dublin Festival to 8 Oct, Oxford Playhouse 10-12 Oct (0865 798600). Tour continues until 2 Feb
Week of July 19-25 PGA Tour: John Deere Cl., Oakwood C.C., Coal Valley, Ill. (TGC/CBS) LPGA: Giant Eagle Cl., Avalon Lakes, Warren, Ohio (ESPN2) Senior: Coldwell Banker Burnet Cl., Bunker Hills G.C., Coon Rapids,

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The ADAA is not responsible for any cancellations or refunds of any tour.
Upcoming pro and major amateur events PGA Tour: Bay Hill Inv., Bay Hill C. Lodge, Orlando (USA/NBC) LPGA: Standard Register Ping, Moon Valley C.C., Phoenix (ESPN)
Upcoming pro and major amateur events PGA Tour: Gr. Greensboro (N.C.) Chrysler Cl., Forest Oaks C.C. (TGC/CBS) LPGA: Chick-fil-A Ch., Eagles Landing C.C., Stockbridge, Ga. (ESPN2)

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This weeks stage openings include a fanciful interpretation of Shakespeares “Midsummer Nights Dream” among other productions with the theme of love. — HUNT MYSTERIES DINNER THEATER has five comedy performances scheduled for Valentines Day and the following weekend. “Walking the Red Carpet: An Oscar Winning Confession” is a mystery about Hollywoods brightest and not-so-bright stars. It plays Thursday at Embassy Suites, 110 W. 600 South; Friday at Boccias DItalia in Ogden; and Saturday at Inn on the Creek in Midway.

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Simply put, the intention of this legal reform is to simplify the law and to improve accessibility for all by streamlining procedures in response to the public. Alberta Justice, through its Family Law Reform Project, initiated a review of all provincial family laws following a series of public consultations, primarily in Edmonton and Calgary. Family law problems are inherently complicated and in Alberta, in addition to legal issues, procedural issues–both systemic and jurisdictional–have long frustrated efforts to resolve cases. Some family law problems, such as divorce, spousal support, and child support, are matters of federal jurisdiction, governed by the laws of Canada. Others, such as the division of matrimonial property and custody or access orders in non-divorce or common-law situations, are said to be matters of local and provincial concern and are governed by provincial laws. While legislative jurisdiction is a topic that does not really interest anyone other than lawyers, it is something that, in Alberta at least, has confused and frustrated members of the public, since it determines which court deals with which issues. As a rule, matters arising from federal statutes must be dealt with in courts of superior jurisdiction–in Alberta, this is the Court of Queens Bench–while matters arising from provincial legislation are generally, but not exclusively, matters for the lower level provincial courts. For years, the public has had difficulty determining which court is the appropriate court for a particular problem. In addition, there has been significant concern in the past over jurisdictional abuses, including forum shopping and the unnecessary duplication of proceedings in both levels of court. Sometimes this occurs at the initiative of lawyers themselves, but it is also common on the express instruction of clients. Clients unhappy with a lower court decision may want a second kick at the can in the higher level court. Applying for the same or similar relief in a higher level court is a de facto appeal of the lower level decision, without meeting the formal requirements for an appeal in law. While members of the Alberta judiciary frown on it, whether at the behest of lawyers or clients, such conduct has been frustrating to contend with over the years.
Why do we concern ourselves with such things? The concept of the contract allows people to make commitments between themselves that the state will enforce–the result being future stability of relationships, avoidance of conflict, and general societal harmony. How odd, then, to apply these concepts to family law! It might fairly be said that the whole of family law concerns itself with addressing members of society where relationships are no longer stable, where conflict abounds, and where harmony has ceased to exist. The concept of family, I think, arises only in the context of some directly stated or some implied commitment. A husband promises to share his life with his wife. Beyond the formal commitment of marriage, separate or same-sex couples can likewise expressly, or by implication, promise to share their lives with their partners. Parents promise to care for and support their children. Each of these commitments could be said to be some form of express or implied commitment between people.

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GETTING IT DONE Change is happening so quickly that the management lessons of the past dont necessarily bode well for the present, let alone the future. Constant and continuous learning is the only way to prepare for the future, says Barbara Pate Glacel, Ph.D., who adds that an executive coach is one of the people executives can turn to to face this challenge.
Reggie Minton is out of coaching, but he hasnt left the coaching fraternity. Minton, the Colorado College interim athletic director and former Air Force Academy mens basketball coach, has been hired by the National Association of Basketball Coaches as assistant executive director. He starts his new full-time job on Aug. 1 in Overland Park, Kan., after 33 years in coaching, all but three with the academy. Air Force did not renew his contract this spring after an 8-20 season, Mintons 16th as head coach.
Executive Coaching in Turbulent Times What is going on around us, even as I write this article, is unprecedented. None of us is immune to the anxiety, uncertainty and fear facing us every morning as we ready ourselves for yet another day of the same. What has gone on around us, and within us, this past year would have seemed unimaginable two years ago.

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If you are seeking relief for a medical condition, you probably want to find a health care professional-such as a physician, nurse, psychiatrist, psychologist or social worker-who is trained and experienced not only in hypnosis but also with your particular symptom or ailment. Always seek people who have had the maximum training possible in the area in which you are seeking help. Remember, it is your mind they will be working with. Finding a qualified hypnotherapist isnt that hard. Many health care professionals licensed in other fields practice hypnosis, so chances are good that your health care professional can give you a referral. Two major organizations that are recognized as having high professional standards are The American Society of Clinical Hypnosis (ASCH) and The Society of Clinical and Experimental Hypnosis (SCEH). Both can provide the names of qualified practitioners in your area:

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Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.

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Second-Annual Event Teams with D Beauty / D Magazine to Let Consumers Meet with Doctors Before Deciding to Nip, Tuck or Enhance Comparison shopping for plastic surgery and other cosmetic procedures is difficult, said Mike Colby, show director for the 2007 CEE. First, its a constantly changing landscape - with new surgical and non-surgical procedures emerging every year. Second, its a significant time commitment for consumers to visit the offices of different physicians to determine the best practitioner for them. The Cosmetic Enhancement Expo gives prospective patients the opportunity to meet face to face with a Whos Who list of the top plastic surgeons, cosmetic dentists and other cosmetic practitioners in Dallas. In addition to one-on-one meetings with physicians, consumers can attend more than 30 educational sessions on the newest and most popular procedures, including the latest in non-surgical wrinkle reduction, dental facelifts, vision correction, weight loss and cellulite reduction.
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Smith Restores Smile of 34-Year Old Domestic Abuse Survivor and Mother Although Ive been involved with GBAS for a number of years, Ive not had a case sent my way until recently, said Dr. Smith. When Gretchen saw her new smile in the mirror, she tearfully said, Now when I look in the mirror, Ill no longer remember the abuse. Thank you! I dont know who was happier — her or me! Dr. Smith went on to add, Through the GBAS program, AACD members like me assist survivors by treating their dental injuries sustained through domestic abuse. The program helps women reclaim their smiles, their self-esteem, and their lives. And, because more than five million people are affected by domestic violence every year in the United States and Canada, there is clearly a need for a program like Give Back A Smile to help survivors rejuvenate their lives through the caring hands of a local dentist. Im honored to be part of the Give Back a Smile program.

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Ample, affordable energy, work-force availability, reasonable costs of living, and excellent quality of life are positioning Texas to assume the lead in business development. She notes that although the economy is slowing somewhat, mirroring the U.S. economy at this time, “I am pleased to report that our economy will continue to outpace the national economy by more than half a percentage point each year during the next three years.” Texas largest industries are high tech and oil and gas. In Fiscal Notes, February 2001, Rylander cites that in terms of gross product, the high-tech sector, including communications services, is now number one at $66 billion. This sector is poised for strong output and employment growth in 2001-2003. Exports rose 27.3 percent in the first three quarters of 2000 to $82.7 billion, according to the Texas Department of Economic Development (TDED). By comparison, U.S. exports grew by under 14 percent during the same period. Texas exports to Asian markets have seen a tremendous boom as they soared 57 percent in the first three quarters. Exports to Japan are in the lead, increasing by 73 percent. Exports to Taiwan, South Korea, and the Philippines all grew by more than 50 percent in 2000. In the Latin American region the Mexican market scored the highest, rising 31 percent, and Canada was up by 12 percent.
> TEXAS — The Lone Star State opened its school doors to thousands of children displaced by Hurricane Katrina. To help school districts manage the influx of students–for instance, the Houston school district absorbed more than 2,000 students during the week after the storm–the Texas Education Agency temporarily waived certain restrictions to accommodate the newcomers: The cap was lifted for the student-teacher ratio of 22 to 1; entitlements for the free and reduced-price lunch program was increased; and a 30-day provisional enrollment was issued to satisfy immunization requirements.

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According to the latest survey, segments of the healthcare industry cited as “financially unattractive” by survey respondents were not-for-profit hospitals (56 percent), managed care companies (53 percent), for-profit hospitals (49 percent), home health agencies (45 percent), physician practices (45 percent), and nursing homes (43 percent). About one-third of the respondents named traditional insurance companies, assisted living facilities, rehabilitation facilities, and national health and beauty (drug store) chains as financially unattractive. On the other hand, respondents found two segments of the healthcare industry mildly attractive–durable medical equipment suppliers (44 percent) and pharmaceutical companies (36 percent). This was the first time the survey asked lenders about specific categories within the healthcare industry.
Some people end up in the right place at the right time. Take Bill May, vice president of Classic Capital Group, for example. A division of Classic Mortgage Company, in 2001, the Classic Capital Group generated $55 million of the organizations record- breaking $316 million in revenues. “We did $247 million in combined residential, commercial and new construction lending in 2002,” he adds. In 2003, with a softer market, May still expects his company will produce between 20 and 30 million dollars in commercial financing. As testimony to its success, CCGs parent, Classic Mortgage Company, consistently makes it into the top five locally- owned mortgage companies in the annual Colorado Springs Business Journals Book of Lists. Today, Mays desk and credenza are topped with stacked paperwork- filled files as he matches real estate investors and buyers with financing institutions. His rol-o-dex is filled with business cards from every major commercial real estate company in town - and the lending expert is excited.

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Bankers and recruiters give their perspectives on recruiting and hiring the best. “Were very optimistic that some new opportunities will come out of that transaction,” Lapera said. If so many other acquisitions of smaller banks by major regional or national banks are any indication, the PNCMercantile deal will probably frustrate some number of Mercantile staff members, including commercial lenders, if only because PNC is bound to do something differently, something that diminishes someones stature. Lapera would simply like to tailor his pitch to whatever exactly it is that causes dissatisfaction, though he expects that it will relate to additional reporting layers commonly found at larger banks and the relative difficulty that an individual has making a real difference at a larger institution. Its a big issue for Lapera and his counterparts at community banks across the country. Frederick County Bank, has $223 million in assets and was launched in 2001 mainly to serve a business market. At the same time, traditional thrifts arc moving into commercial business, out of recognition that they need to expand beyond savings accounts and residential lending and because they see fee revenue and interest income opportunities in serving businesses that are willing to pay for personal attention.
Commercial lending is frequently thought of as one of the few remaining unregulated business activities, free from the plethora of laws and regulations that place numerous restrictions on other financial services businesses. Many commercial lenders would be surprised, however, at the number and variety of rules applicable to commercial lending activities. Following is a brief review of key laws and regulations which have potentially significant implications for commercial lenders. (References to “banks” below generally includes thrift institutions unless otherwise noted.) ECOA prohibits discrimination in the extension of credit on the basis of race, color, religion, national origin, gender, marital status, age (provided the applicant has the capacity to enter into a contract), because all or part of an applicants income is derived from a public assistance program, or because the applicant has exercised a right under the Consumer Credit Protection Act. The Act applies to all types of consumer and business credit transactions, although it has a limited impact on public utilities credit, securities credit, incidental credit and government credit. To ensure compliance with ECOA, commercial lenders must have an effective nondiscrimination policy, adopt procedures and forms for providing notice of “adverse action” (e.g., a denial of or counteroffer to a loan application or an unfavorable change to an existing credit), ensure that marketing efforts cover all geographic segments of the market and, if they make multifamily housing loans (including for construction, development, or rehabilitation), post Equal Housing Lender notices in publicly accessible offices (including offices adjoining a bank branch office). In addition, commercial lenders should ensure that sales, marketing and underwriting staff understand the concept of “disparate impact,” under which the critical issue is not whether discrimination was intended but whether the effect of a lenders act or practice was discriminatory.
Some people end up in the right place at the right time. Take Bill May, vice president of Classic Capital Group, for example. A division of Classic Mortgage Company, in 2001, the Classic Capital Group generated $55 million of the organizations record- breaking $316 million in revenues. “We did $247 million in combined residential, commercial and new construction lending in 2002,” he adds. In 2003, with a softer market, May still expects his company will produce between 20 and 30 million dollars in commercial financing. As testimony to its success, CCGs parent, Classic Mortgage Company, consistently makes it into the top five locally- owned mortgage companies in the annual Colorado Springs Business Journals Book of Lists. Today, Mays desk and credenza are topped with stacked paperwork- filled files as he matches real estate investors and buyers with financing institutions. His rol-o-dex is filled with business cards from every major commercial real estate company in town - and the lending expert is excited.

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Prosperity in the U.S. construction industry was again on the house, as the residential segment continues to exhibit most of the recent growth in the domestic building industry. The construction industry appears to be hovering at a level close to last years pace, says Robert A. Murray, vice president of economic affairs for McGraw-Hill Construction. Housing remains very healthy, and the upturn for non-residential building in February was a welcome development after a sluggish January. Murray says that higher steel prices could be putting a crimp in the nonresidential segments. Over the course of 2004, its expected that nonresidential building will see a modest strengthening trend. Admittedly, though, this years sharp increase in steel prices has made the nonresidential upturn less certain, given the impact that higher costs and materials shortages may have on individual construction projects. At this juncture, it appears that the nonresidential upturn will be dampened but not derailed, assuming steel prices settle back by midyear, but the situation clearly bears watching.
Officials target minorities in occupancy code raidsLook at this. She had to tell them about her Cesarean scar,” reporter Beth Hundsdorfer told me as we pored over a pile of photocopied city housing department records.Hundsdorfer was angry. I could see why. A 25-year-old mother who was getting her children ready for school was forced to undergo the indignity of describing her body scars to a male police officer.It would have been different if the woman had been suspected of a crime, but she wasnt.

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Before reading this chapter, please see “How to Get the Most Out of this Book” on page 1. It will clarify questions you may have concerning data collection procedures, forecasting methodology, sources and references, and the Standard Industrial Classification (SIC) system. For other topics related to this chapter, see chapters 44 (Drugs), and 45 (Medical and Dental Instruments and Supplies).
Over the years the concept of medical necessity has evolved to encompass a multitude of medical management strategies. Essentially, in terms of the contract language, medical necessity has become a workhorse concept to determine coverage eligibility. In the process, the interpretation of the term has taken on various guises and a variety of processes have been used to define medical necessity. The following discussion highlights the variable uses of the concept of medical necessity. 1. Determining the most appropriate intensity of service and place of service

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Entertain children with an egg hunt and luncheon. Our easy, kid-pleasing menu gets a jump start with frozen potatoes and chicken breast strips. Hide plastic eggs and include a golden one; award a prize to the person who finds it.
Two of Virginias neighboring states, Maryland and West Virginia–each a longtime haven for outdoorsmen–are taking very different approaches to youth hunting. If passed, this bill will have a devastating effect on recruiting young hunters and the future of wildlife conservation in Maryland, said Rob Sexton, USSA vice president for government affairs. The bill is a deliberate attempt to sabotage the future of hunting. Parents, not the government, are far more equipped to know when their sons and daughters are ready to hunt. House Bill 655 has been referred to the House Environmental Matters Committee in Maryland. The devastating effect Sexton mentions not only damages efforts to introduce youngsters to hunting, but it also will impact the states economy.
By Lindsey Geisler The Governors Annual Easter Egg Hunt was anything but a sure bet this year. Storms that raged Friday night threatened to continue into Saturday. That would have forced the event to move to a downtown parking garage where candy would have been handed out.

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OREM — Brooks Shankle, the Orem Owlz reserve first baseman, hasnt had many chances this season to deliver a game-winning hit. And playing in only 15 of Orems 37 games, he also has had much need for redemption. But for a short time Saturday he was looking like the goat after dropping a throw from pitcher Aaron Cook in the eighth inning, an error that resulted in a key run for the Idaho Falls Chukars and had the game knotted heading into Orems final at bat. Shankle entered the game hitting only .170 and was hitless Saturday prior to the clutch game-winner. It was only his third RBI of the season.
BOTH NORTHAMPTON and Bristol are drawing on reserves and Academy players for tonights crucial Premiership encounter at Franklins Gardens. Northamptons head coach, Wayne Smith, has drafted in the Academy players Ian Vass, Darren Fox, Dan Richmond, Mark Tucker and Robbie Morris to start after injuries to Nick Beal, Chris Hyndman and Matt Lord. The game will mark Dan Richmonds last match for the Saints before he has knee surgery tomorrow, which will keep him out for the rest of the season.
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FRIDAY Will Funny Cide beat Empire Maker at the Belmont to become the first Triple Crown winner in 25 years?
KURT CAYWOOD Jim Wooldridge coached mens basketball for four years at Louisiana Tech. Ever seen Louisiana Techs basketball court? On each side, in big, fat, blue letters, it says “Lady Techsters.”
Sport Profile: Taekwondo Status for the 2000 Sydney Games: The U.S. team will be represented by a four-member Olympic squad: flyweight Kay Poe (under 107.6 pounds), welterweight Barbara Kunkel (125.5-147.4 pounds), featherweight Steven Lopez (127.7-149.6), and flyweight Juan Moreno (under 127.6). All four won their Olympic berths in Saturdays 2000 U.S. Olympic Team trials qualifying tournament. Only 100 athletes (52 men, 48 women) will compete in the 2000 Olympic Taekwondo Tournament and the United States is one of six countries that qualified the maximum of four athletes. Taekwondo will make its Olympic debut this summer in Sydney. At the 1992 Barcelona Olympics, the United States sent a team of four men and four women.

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> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.
Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.
Scott Burnett, licensed partner, Realtor and office administrator for the Jerry Long Real Estate Group at RE/MAX Associates of Topeka, has earned the nationally recognized e-PRO certification, a designation that is held by less than 1 percent of real estate agents nationwide. Burnett joined the Jerry Long Real Estate Group in March 1999. His primary responsibilities are general office management and client care, coordination of property showings, maintenance of current listing inventory, contracts pending and closing activities. Burnett is also actively involved in the creation of marketing and promotional materials. He attended Penn Valley Community College in Kansas City, Mo., and the University of Missouri-Columbia.

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Rockin on the River If you dont already have plans today, head south to Pueblo for the third annual River Rockn Blues Fest at the Greenway Nature Center. The music starts at noon and continues till 10 p.m. and features local and regional blues groups, as well as guest star Billy Earl McClelland from Alabama. No pets or alcohol permitted. Call (719) 549-2414 for more.
Ask an expert A Colorado Springs woman who decided to drive to Denver instead of flying the first leg of her trip to Chicago showed up at DIA only to find her entire trip had been canceled by the airline. How did this happen? Local travel agent Tim Lange gets asked questions like this all the time. Hes a member of the Rocky Mountain Chapter of the American Society of Travel Agents, and if he doesnt have an answer, hell find one.

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Scott Burnett, licensed partner, Realtor and office administrator for the Jerry Long Real Estate Group at RE/MAX Associates of Topeka, has earned the nationally recognized e-PRO certification, a designation that is held by less than 1 percent of real estate agents nationwide. Burnett joined the Jerry Long Real Estate Group in March 1999. His primary responsibilities are general office management and client care, coordination of property showings, maintenance of current listing inventory, contracts pending and closing activities. Burnett is also actively involved in the creation of marketing and promotional materials. He attended Penn Valley Community College in Kansas City, Mo., and the University of Missouri-Columbia.
> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.
Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.

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WASHINGTON (Bloomberg) — U.S. sales of new homes rose in October to the highest level in three months as low mortgage rates and stock market gains rejuvenated housing activity. “The market is going to remain as strong as its been, which is an incredibly healthy home buying market,” said Lori Steiner, senior vice president of marketing at Dominion Homes in Dublin, Ohio. A rebound of new home sales in the West accounted for the October increase, as sales fell in the other three regions. Including sales of previously owned homes, “the housing market is going to set a third consecutive record this year,” said David Berson, chief economist at Fannie Mae, the worlds leading buyer of single-family home mortgages. Home sales next year “will be extremely strong.”

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Construction of a sewage plant in the unincorporated San Luis Obispo County community of Los Osos has been halted following the successful recall of three elected officials who supported the plant. The reconstituted CSD board halted construction and dismissed the agencys general manager, attorney and public information officer. Board members have indicated they would pursue a different type of treatment plant to be built outside of town. Indirectly, the board has picked a fight with state agencies that have been working for years on water quality improvements State regulators have insisted since the 1970s that Los Osos needs a wastewater treatment facility. The town of 14,000 people relies on 6,000 individual septic systems, which regulators blame for polluting the groundwater and Morro Bay estuary. A state-imposed building moratorium has been in place since 1988.
Civil engineering construction continued to increase in the third quarter. The value of construction put in place in this segment of construction was 26.2% higher than a year ago. A year-on-year decrease was recorded only in the construction of residential buildings (see table). In interpreting the value of construction put in place, we note that these figures exclude the activity of smaller firms (see note below table), whose main activity is estimated to be residential construction. According to seasonally adjusted data, activity increased relative to the previous quarter only in civil engineering, whereas activity in residential construction was at its lowest point in the last two and a half years. The growth of employment in the construction sector continued. In the nine months to September, the number of employees surged by 11.0%. As in 2006, the highest increases in employment were recorded in general construction and building completion. The share of firms that were unable to find workers declined in November after Octobers record-high value. According to business trends in construction, 47% of enterprises (employing 52% of workers) reported “shortages of skilled workers” as a limiting factor in November. This figure is smaller than in the previous two months, but still well above the average value of this indicator in the last five years (since data have been available).
CONSTRUCTIONFor those companies that decide to expand via new construction, the experience can be an unsettling one, full of uncertainties. In fact, relatively few startup businesses choose construction as their mode of entry due to the higher costs associated with it and the greater length of time involved from the breaking ground stage to the day when the establishment opens its doors for business. Small- and mid-sized businesses, however, are far more likely to have the financial wherewithal to launch a new construction project. Such firms have a proven track recordwhich can help them with financingand already-productive operations that bring in revenue that can be used to defray the costs of construction.Owners of these businesses, however, should fully weigh the advantages and disadvantages of construction before moving forward. As the J.K. Lasser Institute indicated in How to Run a Small Business, Building has the advantage of giving you the space and arrangements which meet your needs, providing you know specifically and objectively what the needs are. The obvious disadvantages are the delay in occupancy while land acquisition, design work, and building are going on, and the cost of overruns and mistakes caused by forecasting errors and planning oversights.

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When youre the smallest kid in the class it helps to have a few tricks up your sleeve. But now the skills that Steven Frayne, 23, used as a schoolboy in Bradford to keep the other kids off his back and himself out of trouble are paving his way to stardom. He was brought up by his mother and rarely saw his father. He was also diagnosed with Crohns disease, a chronic stomach condition, as a child. But now, global fame beckons for Dy-namo, who has signed a major deal with Warner Vision International for the worldwide distribution rights to his next DVD, scheduled for release this November. He is also the star of the video “Hands”, the new single from the Raconteurs, out today. It seems that Dynamo, often referred to as Britains answer to David Blaine, will soon be rivalling the Americans success. Senior vice-president of Warner Vision International, Frank Brunger, said that they would also produce a TV version of the production and distribute it digitally. “We were attracted to work with Dynamo simply because of his talent and the effect it has on other people. He came and did some magic here in our offices and all the staff were gobsmacked,” he said.
Having been sadly absent from the stand-up circuit for some years, he now returns with “Card Tricks and Close-up Magic”, a show which puts centre- stage his wondrous magic skills. “Magic is a phenomenal art form,” Sadowitz enthuses. “There is great discipline, science and creativity to it. In a small theatre with tiered seats, genuine close-up magic is something that isnt just the stuff that Paul Daniels and co have been trotting out for years.” He has little time for grandiose magicians. “Theyve helped to make magic irritating to the public,” Sadowitz reckons. “People dont like being fooled. Magicians should come clean and get rid of the patter. When magicians get over-dramatic like David Copperfield, thats just insulting the audience.” His show is much more pared-down. “I like to take a back seat and cut out the waffle. I want the tricks to speak for themselves. Theres a lot of ghosts in my show - magicians from the past saying to me, `Dont make a mistake, thats my trick.” Stand-up generally takes a back-seat in this show, although Sadowitz admits that “It does seep out occasionally. The comedy side of my brain wants to say something while the magic side is saying, `This is not the time or the place. I try to resist out of respect for the tricks, but Im not succeeding totally.” Faint-hearted audiences should be warned that Sadowitz has not ruled out a full-time stand-up comeback. “I put everything on the line for my comedy,” he asserts. “If I was going to do it again now, it would be a lot more offensive because Ive had five years in abeyance. Ive suppressed a lot. Id be much more wilful with my targets just for the devilment of it.” EYE ON THE NEW The ever reliable Mark Steel seeks a few more of his appealingly idiosyncratic solutions to the problems of quotidien life and comes up with unorthodox results, such as “pessimists should be persecuted by law.”"The Mark Steel Solution” is at Manchester Dance House (0161-237 9753) tonight and Leeds City Varieties (0113-243 0808) tomorrow

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WHATS NEW AT SARS? In January 2007, the Minister of Finance published draft regulations for public comment that prescribe the circumstances under which SARS may waive additional taxes, penalties and interest for qualifying small businesses.

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